Sterling Area Health Center has a sliding fee available to qualified individuals who do not have insurance. Our plan can significantly reduce the cost of your office visits!
If you are paying cash, you're expected to pay at the time of service. If you have insurance and are expected to pay a co-pay and / or deductible, that amount is due on the day of service.
Insurance plans we participate in includes:
BCBS of Michigan – Traditional
Medicare Plus Blue and Plus / Advantage
Blue Care Network and Health Plus HMO's (The subscriber must be assigned to one of our doctors)
McLaren Medicaid and Molina
Commercial insurance plans we participate in are:
Aetna / Cofinity
North 2 and 5
Central Health Plan
Northeast Health Plan
Allied Benefit Systems
First Health Network
Michigan Consumers Healthcare
All Humana Plans
We will courtesy bill for most commercial insurance plans.
Sterling Area Dental Clinic also
participates in the following insurance plans:
Blue Cross Blue Shield
Delta Dental Healthy Kids
Shop for the Perfect Insurance Plan
The Health Insurance Marketplace provides community members who are uninsured, or who buy their own coverage, a new way to shop for health insurance. The Marketplace provides a single application for all available health insurance programs, including Marketplace plans, Medicaid and MIChild.
Residents who are not sure what type of coverage they qualify for are encouraged to use the Marketplace to learn about their options and to enroll.
All insurance plans in the Marketplace will cover the same set of essential health benefits. These benefits include doctor visits, hospitalizations, maternity care, emergency room care, prescriptions and more.
Each plan has to show the actual costs and explain what is covered in simple language with no fine print. Financial help available through Marketplace, tax credits and cost-sharing reductions may lower the amount residents must pay, making health insurance more affordable.
To apply, individuals should visit www.healthcare.gov
and review the application and coverage options for
For more assistance, consumers can call the Marketplace’s health care hotline at 1-800-318-2596 24 hours a day, seven days a week. They can also contact Sterling Area Health Center at 989-654-2491 and schedule an appointment for one-on-one application assistance.
Let Us Help You Find the Right Insurance Coverage
Sterling Area Health Center is serving as a Certified Application Counselor to help patients and local residents apply for newly available health insurance coverage.
If you are uninsured, we encourage you to call or visit Sterling Area Health Center
and ask to speak with an application counselor, who will assist with completing the application as well as understanding the benefits and costs of each health plan.
Sterling Area Health Center’s application counselors are trained and certified by the Centers for Medicare and Medicaid Services (CMS) to ensure they can provide you with the maximum level of enrollment assistance while following rigorous privacy and security standards to protect sensitive personal information.
Fellow community members who need assistance applying for and understanding new health insurance options are encouraged to contact Sterling Area Health Center
for help. Our trained staff is ready and waiting to assist our neighbors, patients and friends in getting the coverage they need.
If you have additional questions about these services, contact Amy at 989-654-2491 extension 3020.